Obamacare Explained

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The Affordable Care Act, also known as Obamacare has many people confused, and rightly so. President Obama promised Americans that if you like your (pre-Obamacare) health insurance you can keep it. Now we know that he knew that that was not true, so he lied. As of December 2013 over 5 million policies have been cancelled due to new regulations required by Obamacare. Understand, 5 million policies cancelled equates to many millions more PEOPLE having lost their coverage…possibly as high as 20 million Americans, so far, have lost policies that they liked and wanted to keep.

Next, Obama promised that if you like your doctor you can keep your doctor. Now that knowledgeable people have had time to read the law (thanks Nancy Pelosi for passing a law that no one Democratic lawmaker had actually taken the time to read and understand), it has become clear that under the new regulations most Insurance companies will be dropping a high percentage of doctors from their Networks across the country. This is because the insurance companies are trying to save money by going with physicians who make the most economic sense, not the doctors who are most qualified to treat sick patients. Also, a lot of doctors are willingly not accepting patients who are covered under Obamacare because of the low rates that the doctors would be required to accept. Basically the doctors have determined that the amount of patients that they would be required to see each hour of the day, just to make enough money to keep their doors open, would be a disservice to each and every patient. So, Obamacare will promote over worked doctors who are not able to give adequate time and attention to any patients.

Third, Obama promised that if you like your Hospital you can keep it. Another lie, Insurance companies in their quest to make enough money to stay in existence under the new Obamacare regulations are picking and choosing which hospitals, based on which hospital is economically best for the insurance company, and making the other hospitals out of network. This means, that if a patient chooses to go to the hospital closest to them, they may be forced to pay a high percentage or quite probably all of the hospital bill.

Can it get worse, you say?

Yes, it can.

Obamacare made it a law that no one could get turned down for insurance even with pre-existing conditions. Sounds good, right? Well, it appears that the insurance companies determined that if they were required by law to insure people who were guaranteed to cost the insurance company ALOT more money than that person could ever possibly pay in over their whole life, then the insurance company must do something to offset that. Their answer was quite simple. Make EVERYONE’s rates much higher than pre-Obamacare, accept into the network the cheapest doctors and hospitals, AND make the normal and most expensive drugs prescribed to patients (who were previously uninsurable) not covered by any policies. Plus, the insurance companies made everyone’s deductibles much higher than before, so high in fact, that most people would pay in for health insurance and never be able to use it because their out of pocket deductible would be so high that a normal person would never use that much health care to meet it. So, previously uninsurable people would get the privilege of being able to pay for health insurance, but the insurance would not pay much of their health bills because of high deductibles, non-covered medications, and out of network doctors, clinics, and hospitals that these poor people have been seeing, possibly for years.

Another one of the foundations of Obamacare was to insure the 30 million people who were not insured prior to the implementation of the law. This number included a lot of young adults, in the 18 to 30 year old age groups. Talk about poor planning, it turns out that most of these people did not want to pay for health insurance and still feel that way. Obamacare not only needs these people buying health insurance in vast numbers, but it needs them to be paying much higher premiums (with deductibles so high that their insurance will never kick in to pay ANYTHING for a normal, healthy young adult) than they would have paid before Obamacare. So, basically Obamacare NEEDS 30 million Americans, most of whom make less than $24k per year, to pony up and begin paying an additional multiple hundreds of dollars per month for insurance that most will not need or use for the next 10 years or so. Really? Do you see that happening, I sure don’t.

Now, supporters of Obamacare, frustrated with President Obama and the White House are going to launch a new marketing campaign aimed at convincing Americans that this horrible law is actually good for us. Kinda like selling that emperor new clothes that were only visible to people who were not stupid and who were not unfit for their position.

So, in a nutshell Obamacare are those new invisible clothes that Americans will pay for..health insurance that is not really there but that costs ALOT more than what we had before. Thanks Obama.

Authors note: If you are unfamiliar with the Danish fairy tale “The Emperor’s New Clothes” by Hans Christian Anderson, please read a brief synopsis of it below:

The Emperor’s New Clothes is a Danish fairy tale written by Hans Christian Andersen and first published in 1837, as part of Eventyr, Fortalte for Born (Fairy Tales, Told for Children). It was originally known as Keiserens Nye Klæder.

Plot synopsis
Many years ago there lived an emperor who cared only about his clothes and about showing them off. One day he heard from two swindlers that they could make the finest suit of clothes from the most beautiful cloth. This cloth, they said, also had the special capability that it was invisible to anyone who was either stupid or not fit for his position.

Being a bit nervous about whether he himself would be able to see the cloth, the emperor first sent two of his trusted men to see it. Of course, neither would admit that they could not see the cloth and so praised it. All the townspeople had also heard of the cloth and were interested to learn how stupid their neighbors were.

The emperor then allowed himself to be dressed in the clothes for a procession through town, never admitting that he was too unfit and stupid to see what he was wearing. For he was afraid that the other people would think that he was stupid.

Of course, all the townspeople wildly praised the magnificent clothes of the emperor, afraid to admit that they could not see them, until a small child said:

“But he has nothing on”!

This was whispered from person to person until everyone in the crowd was shouting that the emperor had nothing on. The emperor heard it and felt that they were correct, but held his head high and finished the procession.

It has been claimed that Andersen’s original source was a Spanish story recorded by Don Juan Manuel (1282-1348).

This story of the little boy puncturing the pretensions of the emperor’s court has parallels from other cultures, categorized as Aarne-Thompson folktale type 1620.

The expressions The Emperor’s new clothes and The Emperor has no clothes are often used with allusion to Andersen’s tale. Most frequently, the metaphor involves a situation wherein the overwhelming (usually unempowered) majority of observers willingly share in a collective ignorance of an obvious fact, despite individually recognising the absurdity. A similar twentieth-century metaphor is the Elephant in the room.

The story is also used to express a concept of “truth seen by the eyes of a child”, an idea that truth is often spoken by a person too naïve to understand group pressures to see contrary to the obvious. This is a general theme of “purity within innocence” throughout Andersen’s fables and many similar works of literature.

“The Emperor Wears No Clothes” or “The Emperor Has No Clothes” is often used in political and social contexts for any obvious truth denied by the majority despite the evidence of their eyes, especially when proclaimed by the government. Amazon.com alone lists 17 works with one of these two phrases in the title, and this ignores political magazine articles and non-mainstream authors

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